First, that we ourselves must answer the question that life asks us about the meaning of our lives, and that we ourselves are responsible for our existence.

Do you know what your talents are? And are you maximizing them? Think of a talent as something that you enjoy, do easily, and that people often ask you to do.

In our culture, the concepts of money and time are deeply entwined.  Just think about the words we use…we save, spend, waste, both money and time.